I started this blog after I found Joe Mihalic on yahoo. He paid off his college loan of 90k in just a few months! You can find him here… http://nomoreharvarddebt.com/ for one of the greatest journeys I’ve ever been able to watch as it was happening!

He inspired me to get off my butt and retire debt free and I am only 3 years away from that. I will be 55 when I retire. Joe came into my life just when I needed him to. I’m not very high tech and blogging is new to me. I’m learning as I go along. We didn’t have computers, cell phones, ipads or any of that when I was in school, so please bear with me. 🙂